This page is in Czech

20111110-quickbooks

I was reading through the latest PC Pro email newsletter which included a review of QuickBooks Pro 2012, accountancy software.

I clicked on the link, started to read the review, realised that accountancy software really isn’t that interesting so checked out the pictures instead.

Google Chrome confidently told me that “this page is in Czech…”

Surely, if it’s accountancy software that should be: this page is in cheque…! (That’s ‘check’—as in bank check—for our American readers.)

B’boom! Tsh!

Getting my head around our finances

British money

One of the reasons that I’ve not been blogging as much as I would have liked to these last few weeks is that I’ve been trying to get my head around our finances. It’s not been a particularly easy task, but it’s been very rewarding.

Like many people, I imagine, for many years I’ve had a rather unhealthy approach to managing my finances. It’s involved largely of two key components:

  1. Ignoring them
  2. Saying things like “We’ll be fine …!”

Microsoft Money

Because I’m a computery kind of a guy, I’ve been using Microsoft Money 2004 to manage the data about all of our accounts, transactions, withdrawals and deposits. It’s been laborious and time-consuming but well worth it. Our accounts in Microsoft Money go back to 1998, when I was a lowly theology student in Edinburgh.

I love how Microsoft Money allows me to run reports on existing transactions, set up ‘what if…’ scenarios and set budgets. It keeps me right. It’s just such a shame that

Discoveries

I’ve discovered all sorts of things like the house insurance we were paying for 3 years on a flat we no longer lived in! And the breakdown cover on the washing machine that went to the tip 6 months ago. Ahem!

I was amazed too at how many transactions I remembered making, even going back 5 or 6 years.

Here are a few totals that took me a little by surprise. This is table of the accumulated totals spent between 1998-2010 at the following stores:

Company Total
Argos £2,344.99
Boots £6,840.51
Co-op £18,108.47
DVLA £1,235.75
Edinburgh Bicycle Co-op £1,448.07
Esso £5,877.91
HMV £2,019.22
Tesco £20,916.67

Graph

I love that we’ve spent more at the Edinburgh Bicycle Co-operative than paid car tax to the DVLA.

But those Tesco total and Co-op totals … that’s an awful lot of Clubcard and Dividend points.